Marketplace Health Insurance

Coverage – What’s the Law?

The Affordable Care Act requires everyone legally living in the U.S. to have health insurance or pay a penalty. You can shop for plans by phone, through a broker, at on-site enrollment locations, or at the online Health Insurance Marketplace. Learn more at:

Healthcare Enrollment

Providing Access through Health Alliance

Broadlawns is a member of the University of Iowa Health Alliance made up of more than 50 hospitals and more than 160 physician clinics. That means you have access to a network of providers all across Iowa, eastern Nebraska and the Quad Cities (Illinois).

As a member, our patients can be included in health care coverage offered on the Iowa Health Insurance Exchange.

Key Points

When you shop the Marketplace, look for insurance plans that include Broadlawns Medical Center so you can use the full scope of this Health Alliance.

If you are enrolling in the Iowa Health and Wellness Plan, choose a primary care doctor at Broadlawns.

If you are enrolling in a commercial insurance, please confirm Broadlawns Medical Center is in-network.

Good News

With coverage through the Marketplace, you cannot be denied coverage due to pre-existing conditions and preventive care is included at no additional cost. Coverage includes:

  • Doctor visits

  • Hospital stays

  • Wellness care

  • Prescriptions

  • Emergency services

  • Maternity and newborn care

  • Pediatric care  

Essential Health Benefits

Essential Health Benefits include at least the following:

  • Ambulatory patient services (outpatient care you receive without being admitted to the hospital)

  • Emergency services

  • Hospitalization

  • Maternity and newborn care (care before and after your baby is born)

  • Mental health and substance use disorder services – this includes counseling and psychotherapy

  • Prescription drugs

  • Rehabilitative and habilitative services and devices – to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills

  • Laboratory services

  • Preventive and wellness services and chronic disease management

  • Pediatric services

This list represents the minimum requirements for all plans in the Marketplace. Plans may offer additional coverage. Doing a side-by-side comparison is a good way to use the Marketplace for finding the coverage that best fits your needs.

Need help?

Our certified enrollment counselors can help you understand the health insurance rules, options and process for enrollment. We are ready to assist you!

You will need to bring:

  • Current ID

  • Social Security Card

  • W-2 or most recent Income Tax Return

  • Last two pay stubs

  • Proof of citizenship status

Be seen as a walk-in or call (515) 282-2246 to schedule an appointment.
Hours: Monday through Friday, 7:30 a.m. to 4:30 p.m.